Participant Accounts
The following are accounts from past cohort participants. They reflect individual experiences and are presented without editorial embellishment.
← Back to Home6+
Years operating
340+
Participants served
4.7
Average participant rating
92%
Return to a second programme
Participant Accounts
Linda Tan
Bishan, Singapore · April 2025
"I came to the Daily Money Habits series not entirely sure what to expect. The format of reading before the session made a real difference — I arrived with my own thoughts already formed, which meant the discussion had somewhere to go. The workbook has stayed on my desk."
Daily Money Habits Series
Rajan Nair
Jurong West, Singapore · May 2025
"The Singapore Retirement Overview was the right place to start. I had heard the terms before — CPF Life, Retirement Account — but had not read anything that explained the distinctions clearly and without any agenda. The two sessions were enough to change the quality of the conversations I now have at home."
Singapore Retirement Overview
Serene Chua
Toa Payoh, Singapore · March 2025
"My husband and I attended the Long-Term Planning Workshop together, which I would recommend to others. The conversation scenarios in the workbook were genuinely useful — they gave us a structure for discussions we had been circling without quite having. The facilitator kept things moving without ever pushing a particular view."
Long-Term Planning Workshop
Kenneth Ong
Tampines, Singapore · April 2025
"I have been to financial talks before where the speaker spent forty minutes on education and fifteen minutes promoting something. Verandi was nothing like that. No pitch, no brochure at the door. The reading on household ledger habits was dry in places but accurate, and the discussion made it worthwhile."
Daily Money Habits Series
Priya Menon
Holland Village, Singapore · May 2025
"The SRS material in the Retirement Overview was the most clearly written explanation I have come across. It did not oversimplify, and it did not try to tell me what to do with the information — which is what I needed. I have since done the Long-Term Planning Workshop and found it equally measured."
Singapore Retirement Overview
Winston Lim
Serangoon, Singapore · March 2025
"The reflection circle after the Daily Habits series was something I did not expect to value as much as I did. By that point the group had been together for four weeks, and the follow-up conversation went deeper than the main sessions in some ways. It was a good addition."
Daily Money Habits Series
Participant Journeys
Grace Toh, 54 — Bukit Timah
Long-Term Planning Conversations Workshop · February 2025
The situation
Grace was approaching her mid-fifties with a reasonable household savings picture but no structured way of having conversations with her spouse about the years ahead. Both were avoiding the subject without quite acknowledging it.
The programme
The Long-Term Planning Workshop's workbook of conversation scenarios gave Grace and her husband a way into discussions they had been postponing. The structured format took some of the weight off the conversation — it became about the scenarios rather than about them personally.
The result
Three months after the workshop, Grace describes the household as having ongoing conversations about planning that feel ordinary rather than loaded. She has also enrolled in the Retirement Overview to build on what the workshop introduced.
"The scenarios in the workbook were useful in a way I did not expect — they made the conversation feel like problem-solving rather than like arguing about money."
Henry Goh, 61 — Queenstown
Singapore Retirement Reading Overview · January 2025
The situation
Henry had encountered explanations of CPF Life at various financial talks over the years, but each one had been shaped by something the presenter was trying to sell. He wanted to understand the structure independently.
The programme
The Retirement Overview reading material covered CPF Life's payout mechanics, the Retirement Account formation timeline, and the SRS framework — without reference to any products or providers. Henry described the vocabulary booklet as particularly useful for unpicking terms he had previously encountered in confusing contexts.
The result
Henry left the programme with a clear working understanding of the CPF Life structure and a vocabulary for the topic that allowed him to read MAS documents directly without needing a third party to interpret them.
"I have been to many talks on this subject. This was the first time I walked away having learned the structure rather than having been pointed toward a product."
Contact Details
Telephone
+65 9583 0247Address
105 Cecil Street, #19-03
The Octagon, Singapore 069534
Reading Room Hours
Mon–Fri: 10:00–18:00
Sat: 09:00–13:00
Professional Standing
Member since 2021. A professional body for adult and continuing learning programme organisers in Singapore.
Annual review of participant data handling for compliance with Singapore's Personal Data Protection Act.
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